Direct Route to Capital: Merchant Cash Advance Direct Lenders

1. Forward Financing

Forward Financing is a leading merchant cash advance company that offers quick and hassle-free funding solutions to businesses.

With a focus on simplicity and efficiency, Forward Financing considers factors such as daily credit card sales, monthly revenue, and time in business to determine eligibility. Their online application process is straightforward, making it easy for businesses to apply for funding. Within one business day, approved applicants can expect funding to be deposited into their business bank account. Whether businesses are looking to expand, cover unexpected expenses, or invest in growth opportunities, Forward Financing provides the funding they need to succeed.

Forward Financing Terms

Forward Financing is a leading direct lender that offers merchant cash advances to small businesses in need of quick and flexible funding solutions. With Forward Financing, businesses can access funding in as little as 24 hours, making it an ideal option for those in need of immediate capital.

The advance amount offered by Forward Financing varies based on a business’s average monthly revenue and can range from $5,000 to $300,000. This allows businesses to secure the funding they need without overextending themselves financially.

In terms of payment terms, Forward Financing offers flexible options tailored to each business’s needs. Businesses can choose between daily or weekly payments, with terms ranging from 4 to 18 months. This allows businesses to match their repayment schedule to their cash flow, ensuring a seamless payment process.

To qualify for a merchant cash advance from Forward Financing, businesses must meet certain criteria. This includes a minimum time in business of just three months and a minimum monthly revenue of $10,000. Additionally, while credit score requirements are considered, Forward Financing caters to businesses with less than perfect credit, making it an accessible funding option for those with poor credit scores.

One of the additional benefits of working with Forward Financing is the opportunity for funding renewals. Once a business has repaid 50% of their initial advance, they become eligible to renew their funding and secure additional capital. Additionally, Forward Financing offers early payment discounts, incentivizing businesses to repay their advances earlier.

2. Credibly

Credibly is a merchant cash advance direct lender that offers flexible financing solutions to businesses in need of funding. With a focus on transparency and accessibility, Credibly provides a reliable and efficient application process for businesses of all sizes. Their merchant cash advance program allows businesses to access cash quickly based on future sales, making it an ideal option for those with bad credit or limited collateral.

Credibly considers various factors such as time in business, monthly revenue, and credit card sales to determine the advance amount and repayment terms that best suit each business’s needs. With a commitment to helping businesses grow and succeed, Credibly offers a financing option that bypasses the lengthy application process typically associated with traditional loans, providing fast and convenient access to capital.

Credibly Terms

Credibly offers flexible and transparent terms for their merchant cash advance financing. With Credibly, business owners can access up to $400,000 in advance amount, which allows them to meet their working capital needs efficiently. The payment term for Credibly’s merchant cash advance ranges from 3 to 18 months, offering business owners the flexibility to choose a term that suits their cash flow.

One of the key advantages of Credibly’s merchant cash advance is the quick time to funding. Once approved, funds can be available in as little as 48 hours, enabling business owners to access the much-needed capital in a timely manner.

Credibly’s merchant cash advance operates on a factor rate, which is a fixed cost associated with the advance. Repayment is made through a percentage of the business’s daily credit card or debit card sales, streamlining the process and offering flexibility based on the business’s cash flow. This means that businesses pay back the advance at a rate proportional to their daily sales until the full amount is repaid.

Credibly is transparent with their fees, ensuring there are no hidden costs for business owners. The qualifications for Credibly’s merchant cash advance are also accessible, requiring a minimum time in business of six months and a minimum monthly revenue of $10,000. Additionally, Credibly does not require a minimum credit score, making it an ideal financing option for businesses with poor credit or limited credit history.

3. CAN Capital

CAN Capital is a leading merchant cash advance direct lender, providing businesses with access to the working capital they need to expand and thrive. With their merchant cash advance program, businesses can receive funding in as little as 48 hours, allowing for quick access to capital.

The application process is simple and streamlined, with minimal requirements such as a minimum time in business of six months and a minimum monthly revenue of $10,000. CAN Capital also understands that not all businesses have perfect credit, which is why they do not require a minimum credit score, making their merchant cash advance a viable option for businesses with poor credit or limited credit history.

With flexible repayment terms based on a percentage of daily credit card sales, CAN Capital ensures that businesses can comfortably repay the advance without straining their cash flow. Trustworthy and transparent, CAN Capital is a reliable choice for businesses seeking financing options.

CAN Capital Terms

CAN Capital offers merchant cash advances to small businesses in need of quick financing. The loanable amount ranges from $2,500 to $250,000, providing the flexibility to meet various business needs. To qualify, businesses should have a minimum of four months in operation and at least $4,500 in monthly revenue.

Repayment terms are structured based on a percentage of future sales, making it easier for businesses to manage their cash flow. An estimated APR is provided, typically ranging from 18% to 35%, depending on the business’s performance.

CAN Capital takes pride in its quick funding process. Once approved, businesses can receive the funds in as little as 2 business days, allowing for immediate use towards areas such as inventory purchase, equipment upgrades, or marketing expenses.

Unlike traditional loans, merchant cash advances from CAN Capital do not require collateral. This eliminates the risk of losing valuable assets and provides peace of mind for business owners.

To explore the options and get a better understanding of the terms, businesses can apply online and receive a free quote. CAN Capital aims to provide transparent and accessible financing options that suit the unique needs of small businesses.

4. Rapid Finance

Rapid Finance is a trusted merchant cash advance direct lender that specializes in providing quick and hassle-free financing solutions for businesses. With their focus on helping entrepreneurs, Rapid Finance offers merchant cash advances based on future sales and credit card transactions.

This alternative financing option is ideal for business owners who may have bad credit or need funds quickly. Through their online application process, businesses can receive a decision within hours, and if approved, funds can be available in as little as one business day.

Rapid Finance understands the importance of cash flow management for businesses and offers flexible repayment terms based on a percentage of future sales. This means that businesses only repay the advance when they make sales, which helps to alleviate the stress of fixed monthly payments.

With their commitment to providing timely funding solutions and their expertise in working with businesses of all types, Rapid Finance stands out as a reliable and trusted merchant cash advance provider.

Rapid Finance Terms

At Rapid Finance, we understand the needs of small businesses seeking immediate funding. With our merchant cash advance solution, we offer flexible terms tailored to your specific requirements.

Advance Amount:

Our advance amounts range from $5,000 to $500,000, allowing you to access the capital you need for your business. Whether you require a small infusion of funds or a larger investment, we can accommodate your financial needs.

Payment Term:

With Rapid Finance, you have the flexibility to choose a payment term that suits your cash flow. Our payment terms range from 3 to 18 months, giving you ample time to repay the advance without straining your finances.

Time to Funding:

We understand the urgency of your funding needs, and that’s why we strive to provide quick access to funds. With Rapid Finance, you can receive funding in as little as 24 hours after approval, allowing you to address your business needs promptly.

Documents and Business Advisor:

To start the application process, we require minimal documentation. You need to provide a completed application, a few months of bank statements, and potentially other documents depending on your business’s unique situation. Once you submit your application, our experienced business advisors will guide you through the process, assisting you every step of the way.

When you choose Rapid Finance, you are partnering with a reputable direct lender that offers competitive terms, fast funding, and personalized support for your business financing needs.

5. Reliant Funding

Reliant Funding is a reputable merchant cash advance direct lender that provides financial solutions for businesses in need of quick and flexible funding. With Reliant Funding, business owners have access to a variety of financing options, including merchant cash advances.

This type of funding allows businesses to receive a lump sum of cash in exchange for a percentage of future credit card sales or daily sales. One of the key advantages of working with Reliant Funding is their ability to provide funding to business owners with bad credit. Unlike traditional lenders who heavily rely on personal credit scores, Reliant Funding takes into account the overall health and potential of a business, making it a great option for business owners with less than perfect credit history.

Additionally, Reliant Funding offers a streamlined application process, providing business owners with quick access to the funding they need to fuel business growth and expansion. Whether you’re looking to invest in new equipment, hire additional staff, or need assistance with cash flow, Reliant Funding is dedicated to helping businesses reach their full potential.

Reliant Funding Terms

Reliant Funding offers flexible terms for their merchant cash advances, providing businesses with the financing they need to grow and thrive. With Reliant Funding, businesses can receive advances ranging from $5,000 to $500,000, helping to meet a variety of financial needs.

One of the key advantages of working with Reliant Funding is their quick funding process. Once approved, businesses can receive their funds in as little as 24 hours. This fast turnaround time allows businesses to access the capital they need without the long waiting periods often associated with traditional business loans.

Reliant Funding also provides accessible eligibility criteria for their merchant cash advances. They understand the challenges faced by businesses, particularly those with less-than-perfect credit. As a result, Reliant Funding doesn’t solely rely on credit scores or tax returns to determine eligibility. They consider factors such as time in business, monthly revenue, and daily credit card sales to assess applicants.

By offering competitive advance amounts, speedy funding, and accessible eligibility criteria, Reliant Funding stands as a reliable choice for businesses seeking merchant cash advances.

Whether businesses need funds for business expansion, purchasing inventory, or covering unexpected expenses, Reliant Funding provides a financing option that suits their needs.